Subject: File No. 4-619
From: Robert Stritzinger

August 15, 2012

Chairman Schapiro
U.S. Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549-1090

Dear Chairman Schapiro:

I use money market funds when needed for my clients.I think they are fine the way they are without adding more cost or complexity to them. Theonly proposal that makes any sense and that will

add some costs is to have someextra backup capital.

Sincerely

Robert Stritzinger

Sincerely,

ROBERT STRITZINGER