Subject: File No. 4-619
From: Gregory N. Wynn

August 14, 2012

Chairman Schapiro
U.S. Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549-1090

Dear Chairman Schapiro:

I have been in the financial services industry since 1975 working as a financial advisor to individual clients. During that period of time I have seen every imaginable financial problem. The one thing that has worked for my clients has been money market funds. Please do not fix the one thing that has worked through all these years.


Gregory N Wynn