Subject: File No. 4-619
From: Emmanuel and Maria Frangos

March 24, 2012

To: Members of Congress and the SEC

From: Concerned American Citizen :

Subject: About any proposals to make changes in money market funds which could erode the value of their earnings.

Dear Ladies and Gentlemen;

We are seniors in our mid 70's and have a portion of our assets in the above mentioned funds. Since we're not earning employment income anymore, we depend on these earnings however meager they currently are. To affect these earnings, negatively, even more, would cause additional hardship trying to maintain expenses which, as you know, are rising practically daily these times. We urge you to not allow anything which would destroy the value of these funds any further.

Thank you for your service to our great country.

Sincerely yours,

Emmanuel and Maria Frangos