Subject: File No. 4-606
From: Wendell R Verdell

August 9, 2010

I believe the current regulations are satisfactory. Suitability is a great way because each client and each situation is different. If we would just enforce the current laws instead of broadening or expanding new laws, things would be better. I see this as just another attempt to expand government in my life more. I am totally against more government intervention. Please do not add the additional regulations. Thanks