Subject: File No. 4-606
From: david j casper, clu, cfp, chfc, aep, casl

August 6, 2010

please be care to allow good peope to do good things. if you handcuff this process of helping people we will have no registered reps..

can i suggets holding the product makers more acocuntable?

complicated regulations do not stop bad people from doing bad things. it makes clients feel they have no risk (which they always have some risk)