Subject: File No. 4-606
From: Jack L Gilliam
Affiliation: Registered Rep with Pruco Securities

August 6, 2010

I strongly oppose additional compliance and regulation on those of us who work diligently to serve our clients and make good sound recommendations for them. While I have no problem with government regulations, we already spend a tremendous amount of time and expense in complying with our current requirements. More regulation will simply mean we spend less time with our clients which less financial security for them and less revenues for our practice. In today's economic hard times, it is already difficult for our clients to achieve financial security and more regulation will simply increase that hardship.