Subject: File No. 4-606
Affiliation: NAIFA

August 2, 2010

As a register series 6 representative since 1980's we have had a continued increase of regulation of our industry. Adding more regulations will only burden the agent with more paperwork which is of no benefit to the consumer. As a register representative we can not control the markets but can only educate our clients on proper methods of investing. Thus we should not be held responsible for clients losses in the market. The requirements already in place are protection for the consumer and we do not need more. Thanks Al