Subject: File No. 4-606
From: Wayne O. McHargue, CFP, CLU, ChFC, RHU, MSFS, MSM, AEP
Affiliation: Estate Planning Council of Indianapolis, Central Indiana Chapter of Society of Financial Service Professionals, National Assn. of Insurance and Financial Adivsors

August 1, 2010

I am already controlled by FINRA, my broker-dealer, the Estate Planning Council of Indianapolis, the Central Indiana Chapter of the Society of Financial Service Professionals, and the National Association of Insurance and Financial Advisors. I don't need a sixth round of bureaucracy.

In forty-five years of counseling clients, I have never had a single complaint filed.

If the system isn't broken, don't waste your time and ours "fixing" it.