Subject: File No. 4-606
From: Timothy m Craig
Affiliation: Insurance

July 30, 2010

I believe today ther are sufficient rules and regulations towards fiduciaries in our state. Imposing more regulations like the new one on the board now will just cause many good and honest people to rethink the job they now serve. Please be advised that this world is already screwed up enough as it is and many people are stressed to the max. Lets just get back to simplicity and let God lead our minds to make the right decisions. You will then see what simplicty will do.