Mary, I think you'll find this article interesting. Structured notes have been mentioned in many of the comment letters on the fiduciary standard for brokers. -- Zeke
Copyrighted material redacted. Author cites Faux, Zeke. "Retirees Duped by Derivatives With Structured Notes Sale Surge." Bloomberg. 23 Sept. 2010. Web. http://www.bloomberg.com/news/2010-09-23/retirees-duped-by-derivatives-with-wall-street-structured-note-sale-surge.html