Subject: File No. 4-606
From: Tana Durnbaugh, Ed D
Affiliation: Nurse Educator

September 1, 2010

I find it very difficult to understand the differences found in various financial advisors. Their titles appear designed to confuse. I can never understand how they make their money andtheir education and experience base. When I ask questions they answer in terms that are more confusing. Can't this all be put on a one page handout that is consistent and clear?