Subject: File No. 4-606
From: John Kazik

August 30, 2010

Please, please give consideration to requiring all brokers to be held to a higher fiduciary standard in order to provide more protection for us plain folks. We need your help to protect our life savings and investments. The argument that it is sufficient that brokers will only recommend investments that are "suitable" is a big joke. Their interest only lies with the commissions that these recommendations will bring to them, not to our well being.

Is it not obvious from the self serving comments you have received from brokers and their ilk that they want to protect their lucrative commissions at the expense of us ordinary investors.? Please, we need your help. We are not sophisticated enough to be able to correctly analyze the "suitability" of recommended investments. They should be held accountable for these recommendations.