Subject: File No. 4-606
From: A. E. Porter

August 30, 2010

It is absolutely essential that consumers/invidual investors be protected by their advisor/consultant/broker/agent when making a financial investment. It is not sufficient that an individual's advisor/broker/etc. recommend appropriate or suitable investments. We must be guaranteed that the recommended investment is the very best choice for the individual client.

Theoretically, an advisor/broker should be doing this automatically. Sadly, from personal experience I know that most do not. Thus, it is now imperative for our government (SEC) to require ALL financial representatives be a fiduciary.

Please make the fiduciary requirement effective immediately.