Subject: File No. 4-606
From: Theodore Zouzounis

August 30, 2010

It seems like every time there is a national issue Congress enacts legislation to increase regulation and costs (Enron Sarbanes Oxley). Did Sarbanes Oxley help avoid AIG, etc.? It also seems like the burden falls on the smaller professionals. I feel my broker-dealer does an excellent job of communication and enforcement. Prudent man and suitability along with good old fashion ethics should be sufficient. I dont feel the smaller producer can continue to absorb the costs (both in time and money) of increased compliance.