Subject: File Number 4-606

August 29, 2010

Do NOT make it a requirement that all 'Brokers/Dealers' fulfill a "fiduciary standard" to clients.

It should the responsibility of the investor to determine/confirm the financial relationship with the provider: Suitability or Fiduciary. If they can't/won't, they either should not be investing or held accountable for their decisions.

The only thing the SEC should do is to require that each type of provider state upfront and in writing whether they are "Suitability" or "Fiduciary"!

An individual MUST be held responsible for ones decisions. Keep the government bureaucrats out of the mix .... they've already messed up the financial markets enough and eroded investor faith to the max!