Subject: File Number 4-606

August 29, 2010


Promote an industry wide independent agency such as Financial Industry Regulatory Authority (FINRA) that successfully registers, qualifies and certifies investment advisers, brokers and dealers that meet a rigorous standard of acting with a fiduciary duty in the best interest of their customers.

Their certification would be like a "seal of approval" individual investors can rely on, similar to the real estate industries' "Realtor" designation.

John C. Chambers