Subject: File No. 4-606
From: Nathan M Alderman

August 27, 2010

Extending the fiduciary standard to more brokers is just plain common sense. It's a shame that we have to legally require banks to act in an ethical fashion that places their customers' interests over their own, but in this case, I think we must. Imposing this rule may hurt banks' short-term profits, but in the long run, it will lead to a more stable, honest, and ultimately profitable financial system for everyone. Please ignore Wall Street's lobbying on this issue, and act in the best interests of individual investors.