Subject: File No. 4-606
From: Felixberto R Dungca
Affiliation: Financial Planning Association

August 26, 2010

I want to go on record as supporting and encouraging the SEC to adopt uniform and universal fiduciary standards for brokers involved in the advise and delivery of financial products to the general public.

As a practicing financial planner since 1989 and in light of the economic meltdown over the past three years, I believe the time has come to place the protection of the client's financial interest first and foremost.

Comprehensive financial planning with strict fiduciary care and standards are essential to protecting the public and must be adopted to avoid another economic disaster.