Subject: File No. 4-606
From: Geoffrey Kanner

July 30, 2010

I support fiduciary standards for everyone offering investment advice.

I have yet to see arguments against fiduciary standards that are valid.

I hold the following licences, desigations: Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU).

I am a member of Financial Planning Association (FPA) and National Association of Financial Advisors (NAIFA). FPA supports fiduciary standards, NAIFA does not.