Subject: File No. 4-606
From: Jean K Jennings
Affiliation: Assistant Director, Principal Financial Group

August 25, 2010

I support continuing the suitability standard for broker-dealers. The suitability standard protects customers from the danger of unsuitable sales, is a robust and heavily enforced standard, and the industry has a thorough understanding of its requirements. Changing the standard at this juncture adds a substantial amount of uncertainty to the sales process with little or no benefit to our customers.