Subject: File No. 4-606
From: Richard Mikula

August 25, 2010

You have an opportunity now to make it mandatory to put the investor's best interest first when given financial advice. I urge the SEC to adopt a fiduciary standard for all financial professionals who provide personalized investment advice.
An insurance agent sold my 85-year-old mother an annuity contract that was not in her best interest.
A broker told my 90-year-old father that he pays nothing for his services and put him into 5.5% front loaded funds. Again not in my father's best interest.
Please do the right thing.