Subject: File No. 4-606
From: Steven L ROTHSCHADL
Affiliation: Country Financial Rep.

August 25, 2010

We are regulated enough , My office is audited twice a year and all files are reviewed for compliance , this takes conciderable time . I invest a great deal of time in continuing education and licensing to stay in this business, I FEEL THE CURRENT STANDARDS ARE GOOD AND INFORCED .