Subject: File No. 4-606
From: Dan Hagler, CFP

August 25, 2010

I believe that anyone providing investment, insurance, or financial planning advice should all be under the same fiduciary care in order to protect the public. Too many seniors are confused about this practice of care and many non security licensed salespeople are selling products which pay high commissions. These salespeople have no fiduciary care currently and should be putting their clients interest first, not their compensation.

Please place this fiduciary care for anyone who is in the business of providing this type of advice or counsel.

Thank you.