Subject: File No. 4-606
From: Bernard Baudin M Baudin, Jr.
Affiliation: President NAIFA of Greater New Orleans

July 30, 2010

All major companines in our business want to do the right thing for there clients. Mine as many others have systems and people in place to make sure things are done for the clients best interest. I've been in the business for forty years and feel its better managed and policed then ever before. The need for additional regulations will not help but will actually hurt the consumer. There are less and less people coming into our business every year to help most Americans plan there finances. New regualtion will add to this problem. If you need any additional comments please feel to call or contact me. Thanks for your considerations.