Subject: File No. 4-606
From: Edwin S Landis
Affiliation: Financial Consultant, Landis Financial Services

August 25, 2010

The Suiteability standard for reps and insurance professionals, if properly supervised, is certainly adequate and small investors are protected. Adding an additional level of regulation will do nothing to protect invstors and consumers however, it will make it unprofitable to provide any meaningful service to small investors.

Unethical advisors will not change their ways no matter what "standard" is adopted.