Subject: File No. 4-606
From: Michael B Hansen
Affiliation: CFP at Frontier Wealth Strategies

August 24, 2010

Dear Sir/Madam,

I understand that common sense is not that common anymore. However, if you are dealing with clients' money, how can you not put their interest first?

What would you parents have told you? Always do what is right.

Having a fiduciary standard for financial professionals is the right thing to do. And, please do not water it down to an extend that we ethical advisors will go: "why bother?"

Many thanks in advance.

Yours faithfully,

Michael B Hansen