Subject: File No. 4-606
From: David Spinner

August 24, 2010

Comments: It's amazing what that B.D's, advisors, and reps are crying about the new regs that will hopefully brings about more transparency and suitability requirements to our industry. SEC FINRA dropped the ball and let the market perform in such a wway as to put their clients in positions that were, and unfortunately, still not in their best interests. We reap what we sow.