Subject: File No. 4-606
From: Russell S Andrews, ChFC
Affiliation: Fianacial Rep,, Northwestern Mutual Financial Network

August 24, 2010

I am comfortable with level of oversight and regulatio n in respect of the security of my clients.
Too much regulation will not allow the rep. to be able to service "joe lunch bucket" or any of the non-mega clients.
I appreciate the level of oversight we have and I feel it is adequate to protect the customer/client.
Thank you,