Subject: File No. 4-606
From: Gwendolyn J. Tibbals

August 24, 2010

I believe the current suitability standard for registewred representatives is very wellmonitored and in the public's best interest.

Many of my colleagues are writing about a lot of specific talking points.
I can ditto most of them and would like to add:

The horrendous financial 'bubble' and ensuing economic woes we have epxerienced in this country did not evolve from registered reps' running afoul of their ethical standards.

Give it some thought and leave well enough alone.
Gwen Tibblas
Reg. Rep.