Subject: File No. 4-606
From: Ronald T Fullmer
Affiliation: Fianancial Professional

August 24, 2010

I have been in this business for over 30 years and have seen various layers of regulation that we have to follow in dealing with the public. Most are helpful but as I see this new rules will have no benefical effect and will make it very difficult to help my clients out. Our companies always check on what we are doing with each client and have out reach calls to each client that we have investments with. Why put more rules that are unnessicary?