Subject: File No. 4-606
From: Robert J Pollinger, CLU, ChFC, MSFS
Affiliation: President Elect, The San Diego Chapter of The Society of Financial Services Professionals - President Del Mar Financial Partners, Inc. - Member of The San Diego Chapter of NAIFA and The Financial Planning Association

August 24, 2010

I strongly oppose the imposition of the fiduciary standard as it will have a significant negative impact on my practice.