Subject: File No. 4-606
From: Mark W. Hicks
Affiliation: Clu ChFC Naifa , FSP, MDRT

August 24, 2010

I am against he onerous regulation that SEC is trying to put on our industry. It is making it more and more difficult help the consumer with their financial planning. More regulations will not help the consumer or the professionals that are trying to help the consumer. Mark Hicks