Subject: File No. 4-606
From: Robert M Danner, Jr
Affiliation: CLU,ChFC Northwestern Mutual Financial Network

August 24, 2010

I have been in the Life Insurance business for 31 years. Our creed is to treat our clients and prospects as we would like to be treated. I chose not to sell investment products and am liscenced to sell them as required by my company. All of proposed regs are like putting thick oil in my gas tank-it slows down my helping more people. The regs are killing business. Please let up