Subject: File No. 4-606
From: George A. Webb, CLU ChFC
Affiliation: Poca Valley Financial Services

August 24, 2010

Dear Sir or Madam...
In reviewing the pending decision on File no. 4-606, it appears that the intent is good, but the results may be so far reaching that it might leave the average investor without the professional representation they deserve for allocation planning.
Respectfully. George Webb