Subject: File No. 4-606
From: Brett P Welch
Affiliation: President, Western Wisconsin NAIFA

August 24, 2010

Dear SEC, I just want to express my concern regarding the proposed changes to regulate Financial Advisors. As an advisor for the last 18 years I find that the current regulation is already restrictive to the point where it is difficult at best to do our jobs. Most advisors I know work very hard for their clients. Most are looking out for the best interest of their clients and are already burdened with all the paperwork and due dillegence we can handle. Please, don't make our jobs any more difficult. It will only hurt the people we are trying to help.

Thank you for listening.
Brett P Welch