Subject: File No. 4-606
From: Bret Ohlhausen
Affiliation: State Farm Insurance Agent

August 23, 2010

I don't need additional regulation. I am spending plenty on compliance, and to add the Fiduciary Standard on Registered Reps will make it extremely difficult for me to maintain serving my mutual fund customers who appreciate my State Farm service. Providing financial services is an important piece of what I do as a State Farm guy and it generates enough income that I can support one additional employee. But if the regulations become too demanding, I will have no choice but to alter my business model and possibly reduce my staff.