Subject: File No. 4-606
From: Teri W Bergstrom

August 20, 2010

To Whom It May Concern: I am in support of putting clients first by maintaining a fiduciary standard. A fiduciary standard protects the client which is upper most in the SEC agenda. That standard should be a mandate for all professionals selling and servicing products linked to the bond and stock markets in any way. Thank you for your time. Teri Bergstrom