Subject: File No. 4-606
From: Robert Giaccone, CFP (R)

August 18, 2010

In this day an age it's even more important that the public is getting proper guidance.

Anyone holding themselves out as a financial planner should have proper training and be held to a higher standard.

There are too many sales people out there that are not looking out for their clients best interest.

There should be a standard followed that gives the public the right to unbias informatiom with the proper fee disclosure.

A CFP(R) is held to a strick code of ethics and continuing education. It's a must in the financial planning business.

Thank you,