Subject: File No. 4-606
From: Jack Van Curen
Affiliation: Financial Planning Association

August 17, 2010

As a Certified Financial Planner Professional I have long recognized that my clients deserve a high standard of professional care. I ask you to give strong consideration to require the insurance and investment community to give clients fiduciary care in all of their sales practices. The investment public deserves no less.

Jack Van Curen, CFP