Subject: File No. 4-606
From: frank i kintzle, mr
Affiliation: investment advisor

August 17, 2010

i am a registered investment advisor with focus on fee based asset management for client and have appoximately 20 million under management. i been in the business over 40 years and support the fiduciary standards which i feel is in the best interest of my clients. too many people can enter our business and hang out a sign that says they are financial planners with little or no edcuation and no little if any fuduciary resposibilies. i am both fee based and commissions and see a need for both.

Frank I kintzle