Subject: File No. 4-606
From: Robert L Harwood

August 17, 2010

Sir or Madam,

I just want to let you know how much I support the work you do in keeping my profession honest and ethical. I beleive the harder it is to acquire and maintain a license the fewer people with wrong motives will join and stay in my industry. Having said that, I do not feel we need any additional requirements. If everyone in my business approached every client as if they were sitting across the table or desk from thier Mother, we wouldn't need the SEC.

Thank you again...