Subject: File No. 4-606
From: Kirk E Harrington

August 17, 2010

I have been alerted that there is a reccomendation by the SEC that would drive many advisors out of the business. As always new rules are created because of the actions of a few. The majority of advisors and agents do very clean and responsible business. The changes that are being looked out will harm the industry more than help it.

We allready have suitability standards that are adequate. Requiring compliance with 'fiduciary standards' will drive advisors out of the business. My errors and ommisions insurance is allready high because of the Madoffs of the world. With this new legislation there will be more chances to have lawsuits.

I work on commision only and don't feel I should be pushed into fee only business.

Don't pass this Legislation

Kirk Harrington