Subject: File No. 4-606
From: Jeff B Cornelius
Affiliation: Registered Representative

August 17, 2010

Suitability standards governing broker dealers and registered representatives are already stringent and heavily enforced. Current regulations provide strong consumer safeguards. Additional risk of lawsuits will increase cost. Most of my business is fee base but driving every representative to fee-only compensation will not result in better unbiased advice.