Subject: File No. 4-606
From: Lynette Krie
Affiliation: Insurance Agent-NAIFA

August 16, 2010

Please don't impose more laws on the securities agents,
1. Suitability standards are already stringent and heavily enforced.
2. This will only mean more lawsuits and more cost to the consumer and agents.
3. Will drive registered representatives to fee-only compensation and I don't better that that can be better for everyone.