Subject: File No. 4-606
From: David Singleton
Affiliation: Premier Agent, Prudential Financial

August 16, 2010

I do not believe that I have ever acted not in the best interest of my client. The suitability process imposed by my broker dealer requires me to act in that way. Additionally, I hold the Registed Investment Advisor lisences and am required by their code of ethics to act in the best interest of the client.

Cumbersome regulation at the field level becomes a burden on the profitability of an individual practice. Regulation of the broker dealer and their process would suffice.