Subject: File No. 4-606
From: Michael J. Simmons
Affiliation: IAR

August 16, 2010

The new financial package, and potential fiduciary changes are way out of line. Every time some "big shot" is proven to be a "crook", the government tries to save face by getting strickter on everyone. As usual, politicians have missed the boat. All you had to do was enforce what was already in place. We do not need any more new rules/laws. Michael J. Simmons