Subject: File No. 4-606
From: Bob G. Medcalf, Mr.
Affiliation: NAIFA/Insurance

August 9, 2010

Please leave the insurance and financial business for the time being. We've done a great service for over 150years.
Fix the things you are willing and then let's work together
to improve any insurance and financial products,service and
if necessary discipline Rep's, securities and insurance agents.
We are governed wisely by our State Insurance Commissioners
and securities police.
Please don't jump on something to say somethings been done but slowly work with us to better our future financial issues. Peace, Bob G. Medcalf, LUTCF