Subject: File No. 4-538
From: Robert F. Perreault

August 17, 2007

Dear Sir/Madam:

Sincere thanks for looking into the 12b-1 unnecessary fees. Please eliminate them if you feel they are not needed. Please see the example on page 2 of this article. (John Waggoner, Investing: Mutual Funds Love Those 12b-1 Fees, USA Today, May 10, 2007, available at Have a nice day.