From: Davis J. Rieman, Jr.
Sent: June 13, 2007
Subject: 12b-1

Abolishing the 12b-1 rule will be a disservice to smaller clients, and clients who donít need or want a wrap account. So as usual, a rule meant to help / protect the investor will end up costing them 4 times the fee they may be paying now Ė and even more Advisors / Brokerís will be hunting for elephants in the future, instead of helping the small & neediest clients, the oneís just starting out or oneís with modest accounts.

Davis J. Rieman, Jr.
Certified Financial Planner