From: A Concerned Representative
Sent: June 13, 2007
Subject: 12b-1 Fees

When I recently read the article

SEC to Decide Fate of Advisor Revenue Stream, 12b-1

I decided to write with my opinion. I have been in the financial services business for 21 years. I believe these fees are important because even after a client purchases an investment product that includes 12b-1 fees the representative and their staff will spend years servicing the account. Many of these clients will not make another investment. Many of these individuals require special attention and time. Much of my income does go to marketing of these investment products. I have always enjoyed working with clients to achieve their investment goals and dreams, but it may be difficult to give them the attention they need if my staff and I are not getting paid to do so.

A Concerned Representative